Instant Loans Backed By Tokenized Real Estate

Our offer

Traditional real estate associated loans are inefficient, slow, inflexible and quite costly. Financial markets are overcrowded with offerings but none of them provide simple and flexible solutions. Mortgages block the entire properties while HELOC and home equity loans require a second mortgage. REINNO sol ves these issues through tokenization. With tokens representing fractions of a real estate asset, users can decide on the loan size they need at a given moment and trade the remaining tokens not used as collateral – even before the loan is fully repaid.

WHy reinno Loans?

Lower Fees

tokenization is an innovative method of selling and borrowing against property which gives tokenized real estate an advantage over traditional properties by offering extra benefits.

Flexibility

with tokenized real estate, you can take a loan against just a fraction of a property, based on your financial needs. Borrow against several properties at a time if need arises, choose a payout method and repay in parts or at once.

Liquidity

When you repay a part of a loan, the system disburses respective digital assets that you can sell or use to borrow more right away. With traditional lending you would not be able to do it until the whole loan is repaid.

Speed

When an asset is tokenized, the lending process is instant; you do not have to wait for a loan approval and can receive funds in just a few clicks by using tokens as collateral.

Less paperwork

once a property is tokenized, all the information (its value, size, location, ownership and existing loans against it) is recorded on blockchain. This means that you don’t have to do any paperwork when you are borrowing against tokenized real estate.

No credit checks

our fully automated lending process allows to issue loans without credit checks; it will not affect your future credit score either.

Mobility

buy tokens for a property in New York while you are in San Diego and take a loan during a vacation in Miami – with no need to be tied to a local broker or bank

Convenience

you can access our online platform 24/7 without the need to go to an office or wait in lines. The funds will be transferred to an account of your choice (e.g. a bank account or a PayPal account) instantly.

Security

tokenization is an innovative method of selling and borrowing against property which gives tokenized real estate an advantage over traditional properties by offering extra benefits.

How does it work?

Borrowing against tokenized real estate
step01

A user registers on the REINNO platform.

step02

The user deposits tokens into his/her REINNO wallet to be used as collateral.

step03

The system calculates the loan limit, based on the value of tokens in the wallet.

step04

The customer can instantly take a loan in USD or EUR, in accordance with the loan limit.

step05

The customer can repay the loan with fiat at once or in parts

step06

Once the payment is received, the system updates the loan limit and sends the tokens back to the customer.

Buying a property
step01

A user registers on the REINNO platform.

step02

The customer requests our support in purchasing a property.

step03

REINNO checks and evaluates the property.

step04

The customer and REINNO agree on a monthly repayment plan.

step05

REINNO buys the property and tokenizes it.

step06

Every month after the client pays their installment, they get tokens in return.

step07

At any time during the repayment period, the customer may sell a part or all of their tokens to a third party and/or take a loan from REINNO against the tokens as collateral.

step08

Once the customer collects all the tokens, he/she acquires 100% ownership of the property.

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Meet our Leaders

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Viktor Viktorov
FOUNDER & CSO
Serial entrepreneur with 12+ years of experience across domains such as online and offline retail, and others.
Angel Kelchev
CDO
11+ years of M&A and business development experience both in the United States and in Bulgaria.
Kristiyan Lozanov
HEAD OF OPERATIONS
Blockchain enthusiast and leader with solid IT background and expertise in project management, process management, planning and executing.
Natalia Shirshova
MARKETING ASSOCIATE
Experience in traditional and digital marketing, PR, fundraising and finance.

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